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Swimming Pool Financing

​​​The Pool Factory is pleased to offer financing options for a new or replacement above ground pool build. Financing through one of the 3 options below gives you several options depending on the size of the loan and the length of payment terms desired.

  • Available at checkout - instant approval.
  • No Payments + No Interest if paid in full in 6 months when you spend $99+.
  • Just select PayPal Credit on the cart summary page.
  • Answer 2 quick questions and accept the terms.
  • You'll know within seconds if you are approved.
  • If you don't want to pay before the promotional period ends, you will owe the interest that has accumulated at an Annual Percentage Rate (APR) of 19.99% starting from the posting date.
  • There is no annual fee to use PayPal Credit.
  • Learn more on PayPal's website - click here.



  • Available at checkout - instant approval.
  • Pay over 3, 6, or 12 monthly payments
  • Rates from 10–30% APR (Annual Percentage Rate).
  • Provide your basic information and get a real-time decision.
  • Spread your purchase over time with fixed, monthly payments.
  • Just select Affirm Financing at Checkout.
  • Learn more on Affirm's website - click here.



Use a Personal Loan instead of a Credit Card to Finance your Purchase

  • Get a low rate personal loan with fixed monthly payments that fit your budget.
  • Rates from 5.99% to 35.89% APR. Best APR is available to borrowers with excellent credit.
  • Loans have either 3-year (36 months) or 5-year (60 months) term.
  • Unlike credit cards, personal loans have fixed rates, which means your rate and payment will not change for the entire term of your loan.
  • Find out how much you can afford without hurting your credit score.
  • Apply in minutes to see your offers with no obligation to take the loan.
  • Simple, fast and secure.
  • Once approved, you could have the money you need for your Pool Factory purchase in as few as 5 days. The money is deposited directly to your bank account.

Lending Club Requires Good Credit and...

  • You must be a US or permanent residents who are at least 18 years old and have a valid bank account and social security number.
  • You must have a FICO score of at least 600.
  • You credit history must show that you are a responsible borrower.

Lending Club




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