Financing Options

The Pool Factory is pleased to offer financing options for a new or replacement above ground pool build. Financing through one of the 3 options below gives you several choices, depending on the size of the loan and the length of payment terms desired.

PayPal Credit

PayPal Credit

Enjoy No Payments and No Interest if paid in full in 6 months on purchases of $99 or more when you checkout with PayPal and choose PayPal Credit.

  • Available at checkout - instant decision.
  • No Payments + No Interest if paid in full in 6 months when you spend $99+.
  • Rates from 9.99–35.99% APR based on your credit.
  • Just select PayPal Credit on the cart summary page.
  • Answer 2 quick questions and accept the terms.
  • You'll know within seconds if you are approved.
  • If you don't want to pay before the promotional period ends, you will owe the interest that has accumulated at an Annual Percentage Rate (APR) of 19.99% starting from the posting date.
  • There is no annual fee to use PayPal Credit.
  • Affirm


    Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 12 - 48 months.

  • Available at checkout - instant decision.
  • Pay over 12, 18, 24, 36 or 48 monthly payments.
  • For example, "On a $700 purchase, you may pay $63.18 for 12 months with a 15% APR."
  • Rates from 10–36% APR (Annual Percentage Rate).
  • Provide your basic information and get a real-time decision.
  • Spread your purchase over time with fixed, monthly payments.
  • Just select Affirm Financing at Checkout.
  • *Rates from 10-36% APR over 12-48 months based on creditworthiness and purchase amount. In cases of partial approval, a down payment may be required. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Offer subject to change at any time. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.



    Get funds up to $100,000 directly deposited into your account with LightStream’s easy online process and low rates.

    LightStream offers flexible terms, no fees, and a hassle-free process for good-credit customers to get the financing they need.

    • Good to excellent credit only
    • $5,000 to $100,000
    • Competitive fixed-rates
    • Flexible terms
    • No fees, no prepayment penalties
    • No appraisals or home equity requirements
    • No collateral necessary
    • Fast and easy online process

    We may be compensated by LightStream through this link.

    All loans are subject to credit approval by LightStream.

    Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.